Conventional

Conventional commercial loans are flexible mortgage solutions provided by a bank, credit union, or other financial institution that can be used to acquire new properties, renovate income-producing properties, improve properties, or restructure existing debt.

One of the key advantages of choosing Peoples National Capital Group as your capital advisor is our strong network of lenders. We have established relationships with a wide range of lending institutions, enabling us to place loan requests effectively and negotiate favorable terms on your behalf. Our goal is to secure the best financing solution for you while keeping your financial interests at the forefront.

Eligible Properties: Multi-family, Office, Retail, Warehouse/Industrial, Hospitality, Medical/Healthcare, Self-Storage.

Loan amount range: Varies. Typical Minimum $1,000,000

Loan Term: 3 to 15 years

Amortization: 10 to 30 years

Maximum LTV: 80%

Minimum DSCR: 1.20x

Recourse: Can be non-recourse, limited-recourse or full recourse.