Financing Programs Overview


With higher loan-to-values, longer terms and aggressive rates, FHA loans offer some of the most generous terms to those building, purchasing or renovating qualified multi-family properties.

Depending on the program, leverage can go to 90% and amortizations can reach 40 years with loan amounts starting at $1,000,000 with no upper limits.

FHA 221(d)(4)

  • New construction and substantial rehab
  • Amortization up to 40 years
  • 3 year IO on construction
  • Max LTV 90%
  • Loan size: $4 million +
  • Non-Recourse

FHA 223(f)

  • As-is acquisition or refi of properties 3+ yrs old
  • Amortization up to 35 years
  • Max LTV 87%
  • Loan size: $1 million +

FHA 223(a)(7)

  • HUD financed multi-family refinance
  • Term = remaining term + up to 12 years, not to exceed original term
  • Amortization: self-amortizing

Contact Peoples National Capital Group

Peoples National Capital Group is a commercial mortgage capital advisor here to help you enrich your life through the power of real estate, arranging financing for all types of commercial properties.

Please complete the form below and we will contact you within 24 hours.

Or you can contact us directly at (929) 593-5593 or [email protected]